Bankruptcy Stops Creditor Harassment
Are creditors calling you at all hours of the day and night? Are they phoning you at work or contacting your friends, neighbors and family members?
The Worst Part of a Bad Situation
If you are like many people who have fallen behind on their bills, the threatening letters and phone calls are the worst part of a bad situation. Calls about credit card debt or missed loan payments are a constant and stressful reminder that you do not have enough money to make ends meet.
Creditors typically ask debtors to make an immediate payment on a credit card. Sometimes vulnerable people will succumb to the constant pressure and provide a credit card number. Putting more debt on a credit card only compounds the problem. Debtors are very likely to be sued for nonpayment and have their wages garnished. Creditors can be awarded up to 25 percent of their earnings.
There are two ways to stop creditor harassment:
1. Immediately pay all your debts in full. At the law office of Darrell L. Castle & Associates, we know that our clients would be happy to pay their personal debt in full if they only had the financial means to do so.
2. File bankruptcy. Filing Chapter 7 or Chapter 13 bankruptcy stops creditor harassment immediately. Creditors are legally prohibited from calling you.
You can put an end to the harassment. If you are ready to take control of your financial future, our bankruptcy attorneys are here to help.
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To learn if you can stop creditor harassment by filing bankruptcy, contact Darrell L. Castle & Associates in Memphis. Our lawyers represent clients throughout west Tennessee.
