Category: Bankruptcy

Americans Desperate for Freedom from Medical Debt

Despite all the efforts from politicians, non-profits, and medical professionals, the cost of health care in the United States continues to rise. Many Americans face extremely high monthly insurance premiums and skyrocketing co-pays, and quality care can seem impossible. Even in today's workforce, where jobs can be scarce and the search can take years, 57% of Americans would decline a job if it didn't offer health benefits. 2/3 of adults say all the other office perks can't make up for the... Read More
Posted by Darrell Castle at Wednesday, Jan 27, 2016 | 0 comments
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The Shameful Experiment We’ve Run on Millennials

If you’re a millennial, I want to talk to you about a cruel experiment we’ve been playing on you. The experiment is called  “How much debt can millennials carry over the course of their lifetime?” We've run this experiment on you in the following ways: Higher education You're constantly told higher education is the only way to advancement. And in many ways, it’s true. This was never the case for my generation. I paid my way through college relatively easily with a part-time... Read More
Posted by Darrell Castle at Thursday, Jan 21, 2016 | 0 comments
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Getting Rid of Tax Debts in 2016

2016 could be the year you get a totally fresh start. And for a lot of us, it begins by dealing with a common debt: taxes. It’s a problem too many Americans face. Perhaps you’ve had a job loss or a medical problem. Whatever the reason, when you have trouble paying your taxes one year, the debt starts building up . And it can feel like there’s no way out. But I have some good news. I can help you get out of tax debt and move on with your life. Most taxes that are over three years old... Read More
Posted by Darrell Castle at Monday, Jan 18, 2016 | 0 comments
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Bankruptcy Help for Millington TN

We just called it Millington. It was an inland naval base - one of few in the world. The Navy trained personnel there and had quite a few naval aircraft.  There was also a small detachment of Marines who trained in Millington, and that's how I ended up there. I was sent there for a few months while awaiting discharge.  The Marines had told me I could go anywhere in the States, and I listed off a couple of exotic places. They asked me, "Have you ever thought about Millington?" And... Read More
Posted by Darrell Castle at Monday, Jan 11, 2016 | 0 comments
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A Smart New Way to Stop Blight in Memphis

Memphis has a new program in place to help stop blight and improve city neighborhoods. Starting January 4, 2016, residents can take part in Mow to Own, which allows neighbors to take care of someone’s abandoned property in exchange for the chance to own it. According to Action News 5 , the resident must be located next door or adjacent to the property. To qualify, call the Shelby County Land Bank to register, pay a fee of $175, and mow the property regularly for three years. In return,... Read More
Posted by Darrell Castle at Friday, Jan 8, 2016 | 0 comments
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Credit Card Debt Skyrockets After Christmas

If you're like most Americans, your credit card debt went up this December. Credit card companies are expecting debt to reach $900 billion by New Years Day . Typically, families that rely on credit cards spend more at the end of the year around the holidays, and then try to pay some of it back in the new year during the first quarter. But as a bankruptcy lawyer in Memphis , I know that's not always possible. All across America, there are families who took on more debt in the last few... Read More
Posted by Darrell Castle at Thursday, Dec 31, 2015 | 0 comments
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In Hiring a Bankruptcy Lawyer, You Get What You Pay For

The very first thing a lot of people want to know when hiring a bankruptcy attorney is "how much will it cost." Unfortunately, there's been a rise lately in lawyers offering bankruptcy services at a very low rate and then not providing a quality service.  When I hear the question, my heart sinks a little, because I hate to see people get taken for a ride – especially when you're already struggling financially. And when it comes to bankruptcy, you get what you pay for. In bankruptcy,... Read More
Posted by Darrell Castle at Wednesday, Dec 16, 2015 | 0 comments
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Protecting Yourself from Debt Collectors

In New York, around 75,000 people have been awarded $59 million in a class action lawsuit against the debt collection industry. The court found a large system of debt collectors only pretended to notify their debtors of lawsuits. Then, when the debtors didn't show up in court, the collection agencies automatically won the case.  As a result, thousands of people had their wages garnished, their accounts frozen, and their property seized. This case brings up an important problem... Read More
Posted by Darrell Castle at Monday, Dec 7, 2015 | 0 comments
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In Debt Because of Fantasy Football

Addiction to gambling and sports betting have been around for years. Since Tunica opened near Memphis, our bankruptcy firm has helped many, many people with debt from the casinos . We’ve seen this addiction take hold all across the Mid-South. But now there’s a new threat: fantasy sports. What was once a fun game to play with coworkers has become an unregulated, multi-billion dollar industry - and people are addicted. The New York Times recently reported  that recovering gambling... Read More
Posted by Darrell Castle at Tuesday, Dec 1, 2015 | 0 comments
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Debt Collector Scam Hitting Memphis Residents

Our office has seen a rise in debt collection scams across Memphis and the Mid-South. Bankruptcy clients have reported that when some creditors call them, the caller ID will say it's from the local police department. That's not only incorrect, it's often illegal. The law says debt collectors cannot send fake or misleading communication, including using false names or letterhead. They also can't threaten you with police action or arrest. When a creditor uses technology to trick you into... Read More
Posted by Darrell Castle at Monday, Nov 23, 2015 | 0 comments
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