Category: Bankruptcy

Google Stops Advertising Online Payday Loans

Google has decided to stop advertising online payday loan companies in what they claim is an effort to protect their users from harmful lending practices and deceptive marketing of financial products. Online payday lenders make short-term loans at high interest rates to people who usually are very desperate for quick cash. The loans are very hard to pay back, and often borrowers are stuck paying never-ending interest on a loan that only lasted them a couple of... Read More
Posted by Darrell Castle at Wednesday, May 25, 2016 | 0 comments
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In Desperate Need of Bankruptcy in Tipton County

I recently had a client from Tipton County who needed a Chapter 7 bankruptcy . He desperately wanted to get out of debt, and time was of the essence.  But he had some problems. The biggest: It appeared he wouldn't qualify. Sometimes when you're above a certain income level, bankruptcy lawyers will assume you need a Chapter 13 bankruptcy – which sets up a payment plan for your debts – rather than a Chapter 7. But this man wouldn't benefit from a payment plan and clearly wanted and... Read More
Posted by Darrell Castle at Wednesday, May 18, 2016 | 0 comments
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"My heart seriously fell out of my body"

This is a wonderful story from someone who filled out Chapter 13 bankruptcy paperwork with our firm, but ultimately decided not to sign with us, and then moved across the country to the Pacific Northwest.  Soon he had to come back to Memphis for his court hearing. Fortunately he'd already met us and our very own Hollis Craft, whose very impressive bio you can read here . This is what happened when he arrived: "I paid for my round trip ticket to Memphis, and had a nightmarish... Read More
Posted by Darrell Castle at Thursday, Apr 28, 2016 | 0 comments
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We Aren't Paying Our Student Loans Because We CAN'T Pay Our Student Loans

At this point, we all know student loans are crippling the American people, and especially young people 18-35. It's already pushed back the age at which young people are getting married and having kids. It's keeping our best educated population from pursuing the jobs they've been trained to do. And it's hurting the parents, spouses, and economy that have to support this debt. And the problem doesn't seem to be going away any time soon. If things continue as they are: soon almost... Read More
Posted by Darrell Castle at Tuesday, Apr 19, 2016 | 0 comments
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How the City of Memphis Could Bankrupt You

In recent years, the Memphis pension debt has been national news .  Basically the city doesn't have enough money to pay the pensions it promised to city workers. There have been a few causes, including:  investments gone bad from the financial crash underestimating how much they'd need and overestimating what the investments would make union negotiations and how the city has used its other budgeted money The problem deeply affects city workers. Police... Read More
Posted by Darrell Castle at Wednesday, Apr 13, 2016 | 0 comments
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