Do you have property you want to keep? Chapter 13 might be perfect for you.
For example, if you are behind several months in your mortgage payments and the bank is about to foreclose, Chapter 13 can stop the foreclosure and allow you to pay back the debt over a period of years instead of all at once.
Your debts can all be combined into one payment that you can afford; plus you're then protected from creditors, so all collection calls and creditor harassment must stop.
Chapter 13 is a powerful law designed to help you through a difficult time where your income has been temporarily disrupted, such as loss of your job or unexpected medical problems.
Unlike private debt consolidation firms, Chapter 13 has the force of federal law behind it, and it is binding on the creditors whether they like it or not.
You need an experienced law firm to help you make the decision as to whether any bankruptcy chapter is right for you, and if it is, which one.
Contact us online or call 901-327-2100 today and one of our attorneys will be happy to discuss your situation for free.
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See also:
Our Bankruptcy Resources Page
